Financial Management Strategies, Inc.
Financial Management Strategies, Inc / 9050 Sweet Valley Drive / Valley View, Ohio 44125
Phone: 216-642-1099 / Toll Free: 888-665-1099 / Fax: 216-642-1186
E-Mail: info@FMS401k.com
ACTIVELY MANAGED PORTFOLIOS
Do your employees tend to follow the
leader in making their investment
choices?  Do they dump their money
into whatever last year's hot fund was
or look to one of their fellow
employees for advice on where to
invest their money?  A recent report
from Zogby International indicated,
"71% of 401(k) plan participants admitted that they didn't know enough
about investing and over 50% said they would prefer an outside expert to
manage their retirement funds for them."
For those employees, we offer the FMS MANAGED RETIREMENT
PORTFOLIOS.

OUR MANAGED PORTFOLIOS
FMS uses specialized asset allocation planning software to determine how
money should be allocated among various asset classes within a portfolio.
From that analysis, we have developed five portfolios that are managed to
maximize return for a given level of risk.  These portfolios are:

  • AGGRESSIVE GROWTH...designed to maximize return for an
    investor who is willing to accept the risk of significant fluctuations in
    market value.

  • CAPITAL APPRECIATION...designed to achieve above average
    long-term growth while reducing market volatility.

  • BALANCED...designed to provide growth through stock investment
    with investments in bonds to further reduce the volatility of a portfolio.

  • INCOME AND GROWTH...designed with significant bond
    investments while seeking some principal growth through stock
    investments to offset the impact of inflation over the years.

  • CAPITAL PRESERVATION...designed with an emphasis on the
    preservation of capital with little concern for growth, even at the risk
    of reducing the real value of the portfolio over the years due to
    inflation.

The goal in the management of each of these portfolios is to achieve
investment returns greater than the market performance for investments
with a similar level of risk.  We measure our performance bu using a
benchmark of industry indices that is weighted as closely as possible to the
asset classes held in each portfolio.  Discover the reasons why we prefer
managed portfolios over lifecycle funds.

We strive to provide your employees with a solid selection of investment
options.  There is no additional fee for management of the FMS Retirement
Portfolios.  For more information, contact us TODAY!
ABOUT US
CONTACT US
9050 Sweet Valley Drive
Valley View, OH 44125

216.642.1099  Phone
888.665.1099  Toll Free
216.642.1186  Fax

info@FMS401k.com